Each investor has specific, unique, and personal expectations with regards to the management of their portfolio. It is Charles Carroll Financial Partner’s responsibility to understand the client’s individualized objectives and develop an investment management blueprint that translates those aspirations and goals into a sound financial plan. That financial plan becomes the framework Charles Carroll Financial Partners utilizes in moving clients towards their goals.
We consider a financial plan to be a “living” document. As circumstances change in the market, in the world, and in the lives of our clients, the financial plan should also change. The investment management of our client’s assets will also change as the market dictates. However, the basic tenets delineated in the financial plan will not change. The time frame and monetary goals specified in the plan are the channel markers in the journey to our client’s goals. They provide the objective indices necessary to determine our client’s progress.
Delivering return to our client’s portfolios begins with a mature, battle-tested Investment Process. Utilizing a proprietary investment process based upon an Earnings and Cash Flow model, we filter nearly 8500 domestic equity securities to find those securities that meet our initial investment criteria. Coupling our model with an intrinsic value screen produces a core set of U.S. equity securities that become the foundation of our client portfolios.
We believe in utilizing individual securities, ETFs, and individual bonds for our clients as they provide us more control over the assets we invest in. We use mutual funds sparingly, as their use both from a tax and cost standpoint make them less attractive in the management of client assets.
We believe that the management of the client relationship is as important as the management of the financial asset base. Communication is the key to success in the handling of our client’s accounts. Keeping our clients apprised of the changes to their portfolio is a key component of maintaining excellent client relationships. Our Web Portal allows all of our clients to access account information in a secure and safe environment and is one way that we provide enhanced communications with our clients.
Contact our wealth management and financial planning firm to learn more of how we can work together to achieve your financial goals.